Free expense tracker · Made for India
Paisa gaya kahan?
JebKharach is a free expense tracker and money manager that shows exactly where your money goes. Track every rupee across UPI, cash, bank accounts and credit cards, with no bank login and no SMS reading.
September · Jeb mein
₹81,193
4 kharche · ₹807 gaye
- Chai₹20
- Auto₹60
- Kirana₹1,240
- Petrol₹500
- Zomato₹356
- Metro₹40
- Mobile recharge₹299
- Rent₹18,000
- Netflix₹199
- Doodh₹68
- Pharmacy₹230
- Movie₹420
Bharosa pehle
“Main apni income aapko kyun bataun?”
Fair question, and a money app should answer it upfront. Here’s the full bill for signing up: what we ask, and everything we never will.
- Only you see your entriesEverything is tied to your login. No feed, no sharing, nothing public.
- Nickname everythingCall your accounts “Wallet” or “Card 1”. Log only spends if you like. Real details are never required.
- No ads, no trackersNo ad networks or analytics scripts on the site. Your spending is never used to sell you anything.
JEBKHARACH
SIGN-UP BILL · NO. 0001
WHAT WE ASK
- Nameany name works
- Emailto log in
- Passwordstored hashed
WHAT WE NEVER ASK
- Bank login✗ never
- SMS / inbox access✗ never
- Card number✗ never
- OTP / UPI PIN✗ never
- PAN / Aadhaar✗ never
- Ads & trackers✗ never
Thank you, visit again 🙏
Features
An expense manager built for how India pays
UPI one minute, a credit card the next, cash at the chai stall. JebKharach keeps all of it in one calm place.
Har account, ek jagah
Bank, UPI, cash and credit cards, each with its own live balance. Card dues show up in red so they never sneak up on you.
- SBI SavingsBank₹64,210
- Paytm UPIUPI wallet₹2,180
- WalletCash₹1,450
- HDFC CardCredit card−₹12,450
Bill split, right in the box
The amount field is a calculator. Type the sum, save the answer.
Amount
₹1,350 ÷ 3
= ₹450 each
Koi jhaank raha hai?
One tap hides every amount on screen. Try it: it blurs the balances above.
Reports jo samajh aayein
Cash flow month by month, spending by category, and every period compared with the one before.
MayJunJulAugSepOctIncome SpendingGentle nudges
Insights that point at what changed, not a wall of numbers.
- Food spending is 18% lower than last month.
- Nothing logged for 3 days. Add today’s spends?
Desi categories
Ready-made for how India spends, and you can add your own.
- Food
- Travel
- Rent
- Groceries
- Bills
- Shopping
- Health
- Fuel
- Your own
Phone pe app jaisa
Works in any browser. Add it to your home screen and it opens like an app, in light or dark.
Shuru karna aasaan hai
Teen steps. Ek minute.
- 1
Free account banao
Just a name, an email and a password. No KYC, no bank details.
- 2
Accounts add karo
Bank, UPI, cash, cards. Name them however you like.
- 3
Kharcha likho
A few taps after each payment, and your month adds itself up.
Aapke sawaal
Questions about tracking expenses
Kuch aur poochna hai? Sign up karke dekho. It’s free, and you can always start with made-up numbers.
Is JebKharach really free?
Yes. You can create an account and use every feature for free, and there are no ads.
Do I need to connect my bank account or cards?
No. JebKharach never connects to your bank and never asks for net-banking passwords, card numbers or OTPs. You add the spends you want to track, so you decide exactly what goes in.
Who can see my transactions?
Your entries only show up after you log in to your own account. Nothing is shared, published or shown to other users.
Do I have to enter my real income or bank names?
No. Track only what you’re comfortable with. Name accounts anything you like, such as “Wallet” or “Card 1”, and log just your spending if you prefer. The reports work with whatever you add.
How do I track my daily expenses with JebKharach?
Add your accounts once (bank, UPI, cash or credit card). After each payment, log the amount, pick a category and you’re done. JebKharach adds it all up by day, month, category and account.
Is it an expense tracker or a money manager?
Both. It tracks daily expenses and income like an expense manager, and shows balances across all your accounts and credit cards like a money manager, with reports to help you plan a monthly budget.
Does it work on my phone?
Yes. Open it in your phone’s browser and use “Add to Home Screen”. It then opens like an app, on Android and iPhone.
Aapki raay
Suggestion hai? Batao.
JebKharach is built around how people here actually spend. Your ideas decide what comes next. No login needed.
- Feature idea?Budgets, udhaar, recurring bills: tell us what you need next.
- Kuch toota?Tell us what you tapped and what happened. We fix bugs first.
- Bas hello?Kind words and honest complaints both help.
Jeb pe nazar, kharche pe control.
Start today. It takes a minute, costs nothing, and you decide what goes in.
Create your free account